Spectacular water view home in the highly sought-after Morningside community - and best of all, NO FLOOD INSURANCE REQUIRED! This custom-remodeled dream home captures the essence of luxury coastal living, inside and out. Step inside to soaring 12+ ft ceilings and an expansive open layout featuring a stunning living room with custom built-ins and a cozy fireplace. The state-of-the-art kitchen is a chef's delight, showcasing long stone countertops, a breakfast bar, eat-in dining space, top-tier stainless steel appliances, a farm sink, and wine cooler. A sunny first-floor laundry and sunroom offer added comfort and convenience. The first of two Primary Bedroom Suites is located on the main level, complete with a spa-inspired bathroom featuring a marble vanity, walk-in shower, and custom built-ins. Upstairs, enjoy a loft-style sitting area with a wet bar, wine chiller, skylights, and sliders leading to a deck with stunning water views. The second-floor Primary Suite impresses with cathedral ceilings, hardwood floors, deck access, and a luxurious ensuite bath with jetted tub, dual sinks, and spacious walk-in shower. Two additional large bedrooms and a full bath complete the upper level. Outside, relax or entertain on the beautifully landscaped stone patios and walkways. This remarkable home blends elegance, comfort, and timeless coastal charm - an exceptional Morningside gem!